Job Description
Job Overview: The candidate for this position will originate construction and land development loans, develop relationships with builders, developers and realtors.
The candidate for this position will be responsible for:
- Responsible developing and managing new and existing residential construction relationships for single family home builders in the Wichita market.
- Responsible for individual goals set by the SVP Construction Department Manager including; new loan production, outstanding balance, fee income and deposit balances
- Supervise and collaborate closely with Construction Loan Administrative Assistants to ensure timely and accurate loan closings.
- Conduct assessments of all new loan requests. Review qualifying factors, comprehensively analyze documentation required for approval according to Fidelity Bank's guidelines.
- Effectively oversee builder guidance line to maintain optimal exposure levels and minimize risk to the bank.
- Supervise the portfolio to mitigate run-off while insuring a balanced inventory of loans
- Present loan requests to the Loan Committee and respond to inquiries and or questions.
- Actively engage as the banks representative in homebuilder and construction-related events, such as the HBA
Requirements for the position include:
- A bachelor’s degree in a business related field (may be waived in lieu of experience).
- Minimum of two year’s experience in Commercial or Residential Construction Real Estate lending.
- Experience in risk based lending, the ability to analyze financial statements in detail (both corporate and individual) and a thorough understanding of construction rules and regulations.
- Basic computer skills
- Excellent public relation skills.
- Overtime may be required based on business needs.
EEO/Veterans/Disabled
Fidelity Bank
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